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Get Your Home Documents Organized

As a homeowner, you accumulate all sorts of documentation the moment you make the offer on your home. Loan documents, inspections, insurance policies, receipts and warranties are just a few of the documents you may be collecting. Knowing where these items are can save you a lot of time and money.

Keep closing papers such as the deed, settlement statement, appraisal, disclosures, mortgage note, inspections and title insurance policy together in one place—preferably in a safe deposit box.

For other records, a practical record-keeping system doesn’t have to be expensive. Purchase an accordion file and label each flap with a different category. Those might include: folders

  • Insurance Policies.
  • Purchase and House Data.
  • Property Taxes.
  • Home Maintenance and Improvements.
  • Warranties, Manuals and Receipts.
  • Home Inventory.

Organizing your home files may take a considerable amount of time initially, but it will definitely be time well spent in the event you need the documents in the future.